RENT VS BUY CALCULATOR
Convert your rent into property value. See the home loan your rent could cover and map out the deposit you need to buy.
Tell us what you pay in rent and we'll work backwards — the home loan it could be paying off, and the deposit you'd need to get in at every level.
• The calculated loan amount is based on converting your total selected rent (and any extra contribution) into a Principal & Interest repayment over 30 years at an illustrative rate of 5.99% p.a.
• Stamp duty figures are simplified estimates. Actual stamp duty varies significantly by state, property type, and specific first-home buyer concessions.
• The "Cash to get in" figure does not include other purchasing costs such as conveyancing, building inspections, or lender application fees.
• Results are estimates only and do not represent a quote or loan offer. Actual lender outcomes require a complete credit assessment.