SHARED EQUITY REFINANCE CALCULATOR
Model buying the government out of a shared-equity home.
See whether a straight refinance works today, and the exact point your equity growth makes it possible without tipping in extra cash.
Free to use
No impact on your credit score
Not a loan application
Different lenders may assess the same information differently. Your result is an estimate, not a lending decision.
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STEP 1 — YOUR DETAILS
Shared Equity Refinance
1
The scheme
Each scheme sets its own buy-out and refinance rules.
The maximum government share differs for new builds under this scheme.
2
Where you are today
Your current loan, the government's share, and your refinance target.
$
%
$
%
yrs
%
It pays the loan down faster and is savings you could put toward the buy-out
3
What you want to do
Buy out the government entirely, or just a slice.